The Exchange State Bank (ESB) is an locally owned and locally managed bank with offices in Hills, Ellsworth, Hardwick and Steen, Minnesota. ESB has been in existence since 1908 and it offers a wide variety of convenient products and services to it's Customers including ATM's, Telephone Banking, Debit Cards and of course Online Banking. If you are looking for a bank that is convenient with quick responsive customer service and dedication to the communities then ESB is your bank.